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Student Health Insurance

The student health insurance plan offered by Santa Clara University is provided by Aetna. All enrolled SCU students taking two or more classes are eligible to enroll into the Aetna PPO plan.

Under the Affordable Care Act, individuals must now carry health insurance meeting the minimum essential coverage requirements as defined by the federal government. To ensure that students meet the individual mandate, beginning Fall 2014, all new and continuing students (undergraduate, graduate and law) taking two or more classes are required to provide proof of medical health insurance through a mandatory annual on-line process termed “Hard-Waiver Mandatory”.

As a condition of enrollment, SCU requires students to have a health insurance plan, both to protect against unexpected high medical cost and to provide access to quality care.

 
Click here to view Waiver Requirements (2014-15)

Below are the SCU insurance requirements in order to successfully complete your on-line waiver form.  

  • Health plan must provide unlimited lifetime maximum coverage. 
  • Pre-existing conditions must be covered (with no waiting period). 
  • Health plan must provide coverage for inpatient and outpatient hospitalization in Santa Clara County, CA. 
  • Health plan must provide access to local doctors, specialists, hospitals and other healthcare providers in emergency and non-emergency situations in Santa Clara County, CA. 
  • Health plan must provide coverage for lab work, diagnostic x-rays, emergency room treatment, ambulance services and prescription coverage in Santa Clara County, CA.
  • Health plan must provide coverage for inpatient and outpatient mental health, substance abuse and counseling services in Santa Clara County, CA.  
  • Insurance policy must be underwritten by a U.S.-domiciled (U.S. based) insurance company, or a company that has a claims office in the United States.
 

CLICK HERE TO COMPLETE THE ONLINE WAIVER FORM, ENROLL INTO AETNA PPO INSURANCE PLAN OR REVIEW THE 2014/2015 INSURANCE BROCHURE