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Student Health Insurance

The student health insurance plan offered by Santa Clara University is provided by Aetna. All enrolled SCU students taking at least half time units are eligible to enroll into the Aetna PPO plan. 

Under the Affordable Care Act, individuals must now carry health insurance meeting the minimum essential coverage requirements as defined by the federal government. To ensure that students meet the individual mandate, beginning Fall 2014, all new and continuing students (undergraduate, graduate and law) enrolled in at least half time units are required to provide proof of medical health insurance through a mandatory annual on-line process termed “Hard-Waiver Mandatory”.

As a condition of enrollment, SCU requires students to have a health insurance plan, both to protect against unexpected high medical cost and to provide access to quality care.

New Incoming Students Winter/Spring 2015 Click here to enroll/waive your health insurance.  2014/2015 WINTER Deadline: January 12, 2014  
 
Click here to view the waiver requirements

Below are the SCU insurance requirements in order to successfully complete your on-line waiver form.  

  • Health plan must provide unlimited lifetime maximum coverage. 
  • Pre-existing conditions must be covered (with no waiting period). 
  • Health plan must provide coverage for inpatient and outpatient hospitalization in Santa Clara County, CA. 
  • Health plan must provide access to local doctors, specialists, hospitals and other healthcare providers in emergency and non-emergency situations in Santa Clara County, CA. 
  • Health plan must provide coverage for lab work, diagnostic x-rays, emergency room treatment, ambulance services and prescription coverage in Santa Clara County, CA.
  • Health plan must provide coverage for inpatient and outpatient mental health, substance abuse and counseling services in Santa Clara County, CA.  
  • Insurance policy must be underwritten by a U.S.-domiciled (U.S. based) insurance company, or a company that has a claims office in the United States.

 

Undergraduate Students

All NEW INCOMING WINTER 2015 undergraduate students taking at least half time units must either enroll in the University-sponsored insurance plan or show proof of their own health insurance plan by completing the online waiver form by the DEADLINE DATE OF JANUARY 12, 2015.   If students do not submit an acceptable waiver, the $1,646.00 health insurance charge will be posted on their student account and students will be automatically enrolled in the 2014/2015 winter/spring/summer Aetna insurance plan.  

Note: International students on F-1 visa are NOT ELIGIBLE to waive out of the SCU sponsored insurance plan.As required by U.S. law, all F-1 international students must have health insurance at all times. You are required to enroll in the Santa Clara University sponsored health insurance plan. The Aetna insurance plan will cover you from January 1, 2015 to September 14, 2015.  If you arrive in the U.S. before January 1, 2015, you must purchase medical traveler's insurance to cover the period of your arrival through January , 2015

2014/2015 WINTER Deadline: January 12, 2014    

Graduate Students

All NEW INCOMING WINTER 2015 graduate students taking at least half time units must either enroll in the University-sponsored insurance plan or show proof of their own health insurance plan by completing the online waiver form by the DEADLINE DATE OF JANUARY 12, 2015.   If students do not submit an acceptable waiver, the $1,864.00 health insurance charge will be posted on their student account and students will be automatically enrolled in the 2014/2015 winter/spring/summer Aetna insurance plan.  

Note: All International students on F-1 visa are NOT ELIGIBLE to waive out of the SCU sponsored insurance plan.  As required by U.S. law, all F-1 international students must have health insurance at all times. You are required to enroll in the Santa Clara University sponsored health insurance plan. The Aetna insurance plan will cover you from January 1, 2015 to September 14, 2015.  If you arrive in the U.S. before January 1, 2015, you must purchase medical traveler's insurance to cover the period of your arrival through January , 2015

2014/2015 WINTER Deadline: January 12, 2014

Law Students

All NEW INCOMING WINTER 2015 law students taking at least half time units must either enroll in the University-sponsored insurance plan or show proof of their own health insurance plan by completing the online waiver form by the DEADLINE DATE OF JANUARY 12, 2015.  If students do not submit an acceptable waiver, the $1,864.00 health insurance charge will be posted on their student account and students will be automatically enrolled in the 2014/2015 spring/summer Aetna insurance plan.  

Note: international students on F-1 visa are NOT ELIGIBLE to waive out of the SCU sponsored insurance plan.As required by U.S. law, all F-1 international students must have health insurance at all times. You are required to enroll in the Santa Clara University sponsored health insurance plan. The Aetna insurance plan will cover you from January 1, 2015 to August 14, 2015.  If you arrive in the U.S. before January 1, 2015, you must purchase medical traveler's insurance to cover the period of your arrival through January , 2015


2014/2015 WINTER Deadline: January 12, 2014

Jesuit School of Theology Students

All graduate students taking at least half time units must either enroll in the University-sponsored insurance plan or show proof of their own health insurance plan by completing the online waiver form by the September 12, 2014 deadline date. If students do not submit an acceptable waiver, then they must be enrolled into the 2014/2015 Aetna insurance plan and their individual student accountscharged $1,107.00for the Fall insurance policy.

2014/2015 Fall Waiver Deadline: September 12, 2014

 

Students having SCU's Aetna Insurance Plan:


>>Find an Aetna Preferred Provider


>>Steps to download an Insurance ID Card on Your Smartphone  

2. Log into your student account using your SCU. email address as the username and your SCU Student ID# as your password. 
3. Go to 'Quick Links' near the top of your screen 
4. Under My Account, go to 'Account Home'
5. Go to 'Generate ID Card.' Show this card to providers during your visit and you should be all set!

>>Print an Insurance ID Card 

2. Log into your student account using your SCU email address as the username and your SCU Student ID# as your password. 
3. Under My Account, click on 'Account Home' 
4. Click the green 'Generate ID Card' link. 
5. Print this page and show the card to providers during your visit and you should be all set!
 

 Link for all Aetna Insurance needs  

On this site you can:

  • Download a plan brochure or Frequently Asked Questions
  • Submit an enrollment or waiver form
  • Enroll eligible dependents
  • Learn more about discounts and wellness services available to you
  • Email Gallagher Student or engage in live chat using the "Live Help" icon and more.......

 
Click here to view Waiver Requirements (2014-15)

Below are the SCU insurance requirements in order to successfully complete your on-line waiver form.  

  • Health plan must provide unlimited lifetime maximum coverage. 
  • Pre-existing conditions must be covered (with no waiting period). 
  • Health plan must provide coverage for inpatient and outpatient hospitalization in Santa Clara County, CA. 
  • Health plan must provide access to local doctors, specialists, hospitals and other healthcare providers in emergency and non-emergency situations in Santa Clara County, CA. 
  • Health plan must provide coverage for lab work, diagnostic x-rays, emergency room treatment, ambulance services and prescription coverage in Santa Clara County, CA.
  • Health plan must provide coverage for inpatient and outpatient mental health, substance abuse and counseling services in Santa Clara County, CA.  
  • Insurance policy must be underwritten by a U.S.-domiciled (U.S. based) insurance company, or a company that has a claims office in the United States.
Dental Options
1.Delta Dental Care HMO Rates:(Effective from 9/01/2014-8/31/15)
  • Student only$175.84
  • Student+Spouse$283.72
  • Student+Children$287.68
  • Student+Family$403.36

2. Security Life PPO Dental:
Annual Rate requires you to complete quote form online in order to know the premium.

CLICK HERE FOR ENROLLING/VIEWING THE DENTAL PLANS FOR 2014/2015