Long-Term Care
Provider: CNA Insurance Companies
1-800-528-4582
This is a post-tax, insurance program designed to provide benefits to assist with the cost of Nursing Home and/or Community Based Care required because an insured has a Qualified Impairment.
Long-Term Care Benefits
| Option A | Option B | Option C |
|---|
| Daily benefit for nursing home care | $100 | $140 | $180 |
| Daily benefit for community based care | $50 | $70 | $90 |
| Corresponding lifetime maximum benefit | $200,000 | $280,000 | $360,000 |
Waiting Period Before Benefits Begin
| For nursing home care | 60 days of nursing home care |
| For community based care | 15 days of community based care |
Respite Benefit
Your plan will pay the daily respite benefit for nursing home care or the daily respite benefit for community based care up to 14 days per year. The respite benefit for community based care includes companion care and is payable in addition to the community based care benefit.