Santa Clara University

How to Understand & Improve Your Credit Score

• What Can Hurt Your Score
• How to Repair Your Credit
• Understanding the Scoring System
• The Five Parts of Your Credit Score and More! 

 Ruth Van Derostyne has been successful helping people with their Credit Repair issues for over ten years. She is highly knowledgeable in the laws of Credit Reporting, and understands with sensitivity and provides great customer service!