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F-1 and J-1 Visa Students

Health insurance is an investment in your well-being and peace of mind.

 

Requirement

Population Registered Units   Requirement  

F-1 Visa International

Enrolled in one unit or more

Automatically enrolled and
charged for health insurance

J-1 Visa International

Enrolled in one unit or more

Automatically enrolled and
charged for health insurance

Enroll

For more information on the SCU-sponsored health insurance plan, including benefits, cost and claims, visit Student Health Plan.

 

Overview of the U.S. Healthcare System

courtesy: http://www.internationalstudentinsurance.com/

All F-1 Visa international students, regardless of number of units, must be enrolled in the SCU-sponsored insurance plan unless the student meets the waiver exception below: 

  • Currently an enrolled dependent on a spouse/parent/partner or employer US based and Affordable Care Act compliant plan.

F-1 Visa students who meet the waiver exception requirement above must complete the online waiver form by the established deadline date.

  1. Upon submitting the waiver form, students will receive a reference number confirming submission of the form. The reference number does not confirm final approval of the waiver.
  2. Students must upload on to their waiver form a Credible Coverage document from their insurance company showing current coverage.
  3. Students must upload a document confirming coverage of Medical Evacuation (at least $50,000 benefit) and Repatriation of Remains (at least $25,000 benefit)
  4. Documents must be submitted via the online waiver form within 10 days of receiving the waiver submission email. If documents are not submitted within 10 days, students will be enrolled in the school sponsored student health insurance plan and the premium charge will remain on their student account.
  5. Documents that are uploaded to the waiver will be reviewed and verified within 7 days of them being uploaded. 
  6. If the documents are approved  the waiver will receive a final waiver approval.  If the student has already been charged the health insurance, the charge will be reversed within 3-5 business days.  
  7. If the documents are denied, the student will have 10 days to appeal the denial by submitting supporting documentation. 
  8. If appeal documents are not submitted via the online waiver form within 10 days, student will be enrolled in the school sponsored insurance plan and the premium charge remains on their student account.  

Those F-1 students who are a dependent on a spouse, parent, partner or employer U.S. based and Affordable Care Act compliant plan may complete the online waiver form to be granted an exception to the automatic enrollment into the school’s insurance plan. 

F-1 visa students must also have coverage for Medical Evacuation (at least $50,000 of coverage) and Repatriation of Remains (at least $25,000 of coverage).  Many health insurance plans do not include Medical Evacuation and Repatriation of Remains coverage (the school’s plan does provide this coverage). F-1 students who qualify for a waiver exception as noted in the above paragraph, may purchase a separate Medical Evacuation and Repatriation of Remains plan to provide this coverage. Gallagher student health has a separate Medical Evacuation and Repatriation plan available for students. 

The Medical Evacuation enrollment form is completed online in the Gallagher website. Once you are in the Gallagher site please click on STUDENT PRODUCTS at the top of the page and then scroll down and click on EMERGENCY TRAVEL ASSISTANCE SERVICES and follow the prompts to enroll. Please click here to access the Gallagher website.