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Financial Aid Resources
The Financial Aid Office is interested in helping you finance your education at Santa Clara University. Here are some financial aid resources you may find helpful:
Financial Aid Applications
- Free Application for Federal Student Aid (FAFSA)
The U.S. Department of Education's webpage where you can complete the Free Application for Federal Student Aid (FAFSA) electronically.
- CSS/Financial Aid PROFILE
Incoming undergraduate freshmen and incoming transfer students need to complete this form.
- Federal Student Aid Personal Identification Number (PIN)
The U.S. Department of Education's page where you request a personal identification number to electronically sign financial aid forms.
- Cal Grant GPA Verification Form
All California resident undergraduate students who are not currently receiving a Cal Grant need to complete this form. This form is available at the Financial Aid Office and/or California Student Aid Commission (CSAC) website.
Financial Aid Calculators
The U.S. Department of Education tool designed to help students and their families plan for college. FAFSA4caster provides students with an early estimate of their eligibility for federal student financial assistance.
- FinAid! A SmartStudent Guide to Financial Aid Calculators
Offers online calculators on a wide range of student finance issues from needs analysis to loan repayment.
- CollegeBoard Calculators
A calculators for everything from Expected Family Contribution (EFC) to loan repayment.
- Net Price Calculator
This calculator is a federally mandated tool that can help you determine your estimated college financial aid award. This calculator is meant to be used as a tool for prospective students. It will not provide returning students or graduate students with an accurate estimate.
General Financial Aid Information
- California Student Aid Commission (CSAC)
Provides information on the Cal Grant Program, other State programs and the California State ScholarShare Program.
- College Affordability and Transparency Center - College Scorecard
An online tool giving college-bound students and their families information about colleges and universities: costs, graduation rates, student debt statistics and earning potential of graduates.
- Educational Credit Management Corporation: Financial Awareness Basics
An excellent online tool, resource and financial calculator, the interactive website helps users discover ways to pay for college costs, learn how to make informed financial decisions and maintain a healthy balance between academics and campus life.
- FinAid! A SmartStudent Guide to Financial Aid
A comprehensive site on financial aid, this site provides links to major scholarship and loan sources as well.
- Federal Student Aid
Federal Student Aid, an office of the U.S. Department of Education. This is an excellent website devoted to furthering students and parents understanding of federal financial aid.
Financial Aid Glossary
- Terms to Know
We understand that financial aid is often an incomprehensible language. This glossary will help you understand financial aid in simple terminology.
- IRS Publication 970: Tax Benefits for Education
Information about federal programs designed to support higher education by providing tax benefits to students and their families.
- American Opportunity Credit
This credit provides up to $2,500 per student and up to $1,000 of the credit can be refunded if your credit is more than you owe in taxes.
- Lifetime Learning Credit
This credit provides up to $2,000 per tax return (not per student). Unlike the American Opportunity Tax Credit, this credit is non-refundable so the maximum credit is limited to the amount of tax you owe.
- Student Loan Interest Deduction
This deduction allows you to deduct interest paid on student loans for yourself, your spouse, or your dependents. It can reduce your taxable income by as much as $2,500. The amount of the Student Loan Interest Deduction you are eligible for depends on the amount of interest paid and your income.
- Tuition and Fee Deduction
This deduction can reduce your taxable income by as much as $4,000 and may benefit you if you are not eligible for any of the tax credits.
- American Opportunity Credit
- IRS Publication 5197: Why Form 1098-T is important to you?
Information that can assist in identifying education tax benefits for students and their families.
- National Association of Student Financial Aid Administrators (NAFSAA): Higher Tax Benefits – 2014 Tax Year
NASFAA's Education Tax Benefit Guide provides details for students and families about tax credits and deductions to help lower the cost of higher education.