Santa Clara University

Repayment Chart Federal Loans

Whether you are a freshman, a senior or a graduated student, it is never too early to get informed about student loan repayment. This chart outline sample monthly payments.

Federal Loan Repayment Examples (loans disbursed on or after July 1, 2006)

Balance Number of
Payments
3.4% 4.5% 5.6% 6.0% 6.8% 8.5%
$ 1,000 20 $ 51.51 $ 52.00 $ 52.49 $ 52.67 $ 53.03 $ 53.81
$ 2,000 36 $ 58.52 $ 59.50 $ 60.49 $ 60.85 $ 61.58 $ 63.14
$ 3,000 57 $ 57.08 $ 58.56 $ 60.07 $ 60.62 $ 61.74 $ 64.16
$ 3,500 60 $ 63.52 $ 65.26 $ 67.02 $ 67.67 $ 68.98 $ 71.81
$ 4,000 78 $ 57.23 $ 59.25 $ 61.30 $ 62.06 $ 63.60 $ 66.93
$ 4,500 90 $ 56.72 $ 59.01 $ 61.35 $ 62.22 $ 63.97 $ 67.80
$ 5,000 117 $ 50.27 $ 52.88 $ 55.56 $ 56.56 $ 58.58 $ 63.01
$ 5,500 120 $ 54.13 $ 57.01 $ 59.97 $ 61.07 $ 63.30 $ 68.20
$ 6,000 120 $ 59.06 $ 62.19 $ 65.42 $ 66.62 $ 69.05 $ 74.40
$ 6,500 120 $ 63.98 $ 67.37 $ 70.87 $ 72.17 $ 74.81 $ 80.60
$ 7,000 120 $ 68.90 $ 72.55 $ 76.32 $ 77.72 $ 80.56 $ 86.79
$ 7,500 120 $ 73.82 $ 77.73 $ 81.77 $ 83.27 $ 86.32 $ 92.99
$ 9,500 120 $ 93.50 $ 98.46 $ 103.58 $ 105.47 $ 109.33 $ 117.79
$ 10,000 120 $ 98.42 $ 103.64 $ 109.03 $ 111.03 $ 115.09 $ 123.99
$ 10,500 120 $ 103.34 $ 108.83 $ 114.48 $ 116.58 $ 120.84 $ 130.19
$ 12,500 120 $ 123.03 $ 129.55 $ 136.28 $ 138.78 $ 143.86 $ 154.99
$ 20,500 120 $ 201.76 $ 212.46 $ 223.50 $ 227.60 $ 235.92 $ 254.18
$ 25,000 120 $ 246.05 $ 259.10 $ 272.56 $ 277.56 $ 287.71 $ 309.97
$ 31,000 120 $ 305.10 $ 321.28 $ 337.97 $ 344.17 $ 356.75 $ 384.36
$ 40,000 120 $ 393.68 $ 414.56 $ 436.09 $ 444.09 $ 460.33 $ 495.95
$ 50,000 120 $ 492.10 $ 518.20 $ 545.12 $ 555.11 $ 575.41 $ 619.93
$ 57,500 120 $ 565.91 $ 595.93 $ 626.88 $ 638.37 $ 661.72 $ 712.92
$ 60,000 120 $ 590.51 $ 621.84 $ 654.14 $ 666.13 $ 690.49 $ 743.92
$ 65,500 120 $ 639.72 $ 673.65 $ 708.65 $ 721.64 $ 748.03 $ 805.91
$ 70,000 120 $ 688.93 $ 725.47 $ 763.16 $ 777.15 $ 805.57 $ 867.90
$ 80,000 120 $ 787.35 $ 829.11 $ 872.18 $ 888.17 $ 920.65 $ 991.89
$ 90,000 120 $ 885.77 $ 932.75 $ 981.21 $ 999.19 $ 1035.73 $ 1115.88
$ 100,000 120 $ 984.19 $ 1036.39 $ 1090.23 $ 1110.21 $ 1150.81 $ 1239.86
$ 110,000 120 $ 1082.60 $ 1140.03 $ 1199.25 $ 1221.23 $ 1265.89 $ 1363.85
$ 120,000 120 $ 1181.02 $ 1243.67 $ 1308.27 $ 1332.25 $ 1380.97 $ 1487.83
$ 130,000 120 $ 1279.44 $ 1347.30 $ 1417.30 $ 1443.27 $ 1496.05 $ 1611.82
$ 138,500 120 $ 1363.10 $ 1435.40 $ 1509.97 $ 1537.64 $ 1593.87 $ 1717.21
  • Calculations above are based on standard principle and interest payments and do not include fees or repayment benefits.
  • The chart and interest rates listed are not specific to Santa Clara University and should only be used as an estimated reference. Please contact your lender for most accurate information.
  • The final payment may be smaller or larger than the amount indicated above.
  • To determine the total amount repaid, multiply the payment by the number of payments.
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