Santa Clara University

Undergraduate Student Loans

To help cover the cost of your education, you may be able to take advantage of a variety of student loan programs. Typically, these programs offer low-interest rates and repayment plans that are designed with students in mind. In many cases, you will not have to start repaying these loans until after you have graduated or enroll less than half-time.

Federal Student Loans

Most students who apply for financial aid are offered some loans that are sponsored by the federal government. These loans are typically included in your financial aid award.

Federal loan programs include:

  • Federal William D. Ford Direct Loans
    The most commonly awarded federal loans. Depending on your level of financial need, the federal government may subsidize your interest payments on these loans while you are enrolled.
  • Federal Perkins Loan
    A low-interest loan for students demonstrating exceptional financial need.

Private Alternate Loans

While federal students loans are often the most attractive lending options, you may also wish to consider loans from other sources.

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