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Insurance

Information about student insurance enrollment, waivers, and more

Services are available to all currently enrolled SCU students regardless of insurance. Learn more about our fees.

SCU students enrolled at least half-time (and ALL F-1/J-1 visa students) are automatically enrolled in the SCU-sponsored Student Health Insurance Plan. However, you have the option to waive this enrollment if your current insurance plan meets the requirements listed below under Waiver Requirements.

To schedule an appointment with the Insurance Coordinator, Tammy Oh, email toh2@scu.edu or call during business hours at (408) 554-4501.

Santa Clara University requires all degree-seeking students enrolled at least half-time (and all F-1/J-1 visa students, even when enrolled less than half-time) to have health insurance. This requirement helps to protect against unexpected high medical costs and provides access to quality health care. Please note that certificate and online programs are excluded from this requirement. 

Each year, students are automatically enrolled in and charged for the university-sponsored Student Health Insurance Plan (SHIP), but can waive enrollment if they can provide proof of other U.S. insurance coverage that meets the requirements for Minimal Essential Coverage (MEC).  The cost of the university sponsored Student Health Insurance Plan is not covered in your tuition; the charge will show up as a separate item on your student account. To waive enrollment, a new waiver must be submitted and approved by the waiver deadline each academic year.

Health Insurance Requirements for F-1 and J-1 visa students will be updated in the coming weeks.  

Visit Gallagher for waiver and enrollment forms, as well as additional information from Gallagher Student Health & Special Risk.

Waiver Information

Learn about how to waive automatic enrollment in the SHIP, including plan requirements, deadlines, and forms.

Student Health Insurance Plan (SHIP)

Learn about the SCU-sponsored insurance, including benefits, premium cost, and filing claims.


Students will be automatically signed up and charged for the SHIP if they meet the following enrollment minimums:

- U.S. Citizens International (other than F-1/J-1) F-1/J-1 Students
Undergraduate 6+ units 6+ units 1+ units**
Graduate at least half-time enrolled* at least half-time enrolled* 1+ units**
School of Law at least half-time enrolled* at least half-time enrolled* 1+ units**
Jesuit School of Theology at least half-time enrolled* at least half-time enrolled* 1+ units**

 *Graduate and Law students are encouraged to verify with their school/program if they are considered half-time enrolled.

**Automatically enrolled and charged for health insurance. J-1 students are NOT eligible to waive enrollment.