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Policy 605 - Life Insurance and AD & D

 605. Life Insurance and Accidental Death and Dismemberment


Santa Clara University provides group term life insurance and accidental death and dismemberment protection in the amount of $70,000, respectively. Per IRS Regulations, the value of insurance coverage beyond $50,000 will be taxed as imputed income.



All regular employees of the University working at least 20 hours a week are eligible for group term life insurance and accidental death and dismemberment coverage provided by the University. These benefits become effective on the first day of the month coinciding with or following the date of hire provided the appropriate paperwork has been completed and submitted to Human Resources. Under accidental death and dismemberment, the insurance company will pay a benefit if an employee sustains certain bodily injuries while insured under this policy. The injuries must result directly from an accident independent of all other causes.


It is the responsibility of Human Resources to administer this policy and insure that appropriate premiums are paid in a timely manner. It is the responsibility of the employee to designate a beneficiary of the insurance.


Refer to the Comprehensive Benefits Guide (on the HR web site) for claim filing and coverage information. Contact Human Resources for questions or more information regarding this policy.

Policy Approved: October 23, 1998

Last Updated: December 2013

Last Reviewed: June 30 2022

Maintainer: Human Resources

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