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Health & Wellness

Santa Clara University requires all degree-seeking students enrolled at least half-time in their school or college to have health insurance (excluding M.T.S. Online students). 

All F-1 Visa students are required to be enrolled in the school-sponsored insurance plan unless they meet the waiver exception of being a dependent on a plan or enrolled in an employer-based plan that meets all SCU requirements. You will also be asked to provide proof of Medical Evacuation and Repatriation coverage that meets SCU’s requirements; if you do not have this coverage in place, you will be directed to purchase it through Gallagher. 

All J-1 visa international students, regardless of number of units, will be automatically enrolled in the SCU-sponsored health insurance plan.  There are no exceptions to this rule.


Student Health Insurance Waiver

Students will be enrolled and charged for the university-sponsored Student Health Insurance Plan (SHIP) unless students submit a waiver by the deadline (see below) demonstrating proof of other insurance coverage comparable to SHIP as outlined in the benefit and waiver requirements on the Cowell Center website

To access the online waiver or enrollment forms, please visit OR click on the Gallagher Student Health Tile in your SCU Portal

In order for the health insurance charge to be reversed off your student account, your waiver must be approved. Please pay attention to the emails you receive from Gallagher regarding your waiver status and follow the instructions provided as you may be asked to take additional actions in order for your waiver to be approved.  If we are not able to verify your health insurance, your waiver will NOT be approved. If your waiver is not approved, Gallagher will email one of the following waiver status emails below to your SCU email:


Pending Information

Pending Review

Not Submitted


Please feel free to contact the Health Insurance Coordinator, Tammy Oh by email at or by phone at (408) 554-2379 with any questions.

JST-SCU students have the option to enroll in a separate dental insurance plan through Delta Dental. More information can be found in your Gallagher Student Health Insurance Portal and via the Gallager website

UC Berkeley's Meredith  W. Morgan University Eye Center, staffed by students in the School of Optometry, offers low-cost services for those without vision insurance.

JST recognizes the importance of mental health for formation and ministry, and encourages students to cultivate wellness, and emotional health and well-being.  Jenny Girard Malley, the Assistant Dean of Student and Community Life, is available to assist with locating counseling or other mental health resources according to students’ needs and preferences. Jenny can be reached at 510-549-5018,, or in Office 105 on the ground floor of JST.

JST-SCU students have access to mental health services through SCU Counselling and Psychological Services (CAPS) at no cost. CAPS offers crisis care, short-term therapy, and more. 

Counselling services are available via phone and video call and CAPS can help JST students find local in-person counseling services as well.